SVCC College Catalog

FIN 110 PRINCIPLES OF BANKING (3 cr.)   Presents nearly every aspect of banking, providing a comprehensive introduction to the diversified services and operations of the banking industry. Focuses on new trends gaining attention in banking circles. Recommended for all banking students. Lecture 3 hours per week.

FIN 119 BANK CONTROL AND AUDIT (3 cr.)   Designed for the non-auditor, this course clearly explains the auditing function in banks. Discusses the role, duties, and responsibilities of the auditor. Develops understanding of why bank controls are needed and how to evaluate those controls within a bank. Highlighted are audit organization, risk exposure, and auditing in the security, compliance, and training areas. Lecture 3 hours per week.

FIN 157 CONSUMER LENDING (2-3 cr.)   Examines consumer credit and lending activities in financial institutions, various forms of consumer loans, consumer credit insurance, computation of installment payment, process in loan documents and evaluation and effect of bankruptcies on lending institutions. Lecture 2-3 hours per week.

FIN 205 CONSUMER CREDIT ANALYSIS (3 cr.)   Provides advanced knowledge about many tasks associated with making a consumer loan. Gives an in-depth understanding of legal and regulatory issues, credit decision considerations and loan interviewing. Focuses on credit applications, scoring fundamentals, loan closing and review. Lecture 3 hours per week.

FIN 215 FINANCIAL MANAGEMENT (3 cr.)   Introduces the process of identifying and solving financial problems confronting the business enterprise.  Includes topics such as the basic tools of financial analysis, working capital, capital budgeting, and long-term financing.  Uses problems and cases to enhance skills in financial planning and decision making.  Prerequisite ACC 211 or Division approval.  Lecture 3 hours per week.